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Final MLR regs raise ERISA, Payroll questions

01/01/2012

Final medical loss ratio (MLR) regulations, which took effect Jan. 1, 2012, require group health in­­surers to spend between 80 and 85 cents of every pre­­mium dollar on medical care and health care quality improvement. Insurers that fall short must make rebates to participants, beginning Aug. 1, 2012.

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