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Insurance

Employees can buy OTC drugs with pretax cash

11/01/2003
The IRS recently announced that employees can pay for over-the-counter medicine (even aspirin) with pretax dollars through their company flexible spending account (FSA) or other pretax health care plans …

California health insurance mandate will push other states

10/01/2003
Expect lawmakers in other states to be encouraged by California’s landmark passage last month of a bill requiring all but the smallest companies to provide health coverage for their employees. Gov. …

Workers’ comp law: How to keep costs, compliance in check

10/01/2003
THE LAW. Workers’ compensation insurance provides compensation to employees for loss of income and for medical payments when they’re injured on the job. A state workers’ comp law covers most …

Defuse the 5 biggest telecommuter legal threats

10/01/2003
Issue: Telecommuters pose unique legal risks, and courts are still figuring out what employers are liable for.
Risk: Complaints and lawsuits over workers’ comp, overtime, discrimination …

COBRA: Explain ‘qualifying events’ in notice

10/01/2003
When sending notice to a former employee about COBRA health insurance rights, define the type of “qualifying events” that cause COBRA to kick in. People have 60 days after a qualifying …

EEOC proposes age-bias exemption for retiree health plans

09/01/2003
In an effort to stem the tide of companies discontinuing health benefits to retirees, the EEOC has proposed ex-empting retiree health plans from the Age Discrimination in Employment Act (ADEA).
…

Use telecommuters? Defuse 5 main lawsuit threats

09/01/2003
Telecommuting is popular with employers and employees. Com-panies with telecommuting programs can realize productivity gains, im-proved morale …

Don’t use weight as an excuse not to hire, no matter the cost

09/01/2003
Issue: Overweight employees cost you more in health care costs, and new research proves it. But you can’t discriminate against them.
Risk: More courts are saying that obesity is a …

Cut Health Costs by Telling Staff to ‘Take a Hike’

09/01/2003

A Michigan auto supplier, Freudenberg-NOK, launched a Walk for Wellness program that rewards employees for reaching walking and other exercise goals …

Don’t ignore ergonomics: Risks remain, OSHA can still fine

08/01/2003
Issue: Repetitive-stress injuries didn’t disappear just because OSHA’s mandatory rules were repealed.
Risk: Ergonomic injuries hurt productivity and, surprisingly, you’re still vulnerable to government penalties …