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Insurance

Study insurance policies for legally hazardous exclusions

09/01/2004
Probe the fine print on terms and conditions of employee benefits plans and other insurance policies covering employees. And if you’re shopping around for new coverage, pay attention to provisions or …

Don’t fire employee because of family’s high health costs

09/01/2004
With health insurance costs soaring, employers may be tempted to make hiring/firing decisions based on whether a person is a drain on the organization’s health costs. Our advice: Don’t even think …

FMLA notice rules: Provide quick response to leave request

09/01/2004
THE LAW. Eligible employees who want to take leave covered under the Family and Medical Leave Act (Act) must give you 30-days’ advance notice when the need is foreseeable, such …

Ignore job applicants’ claims of ‘good health’

09/01/2004
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Resumes that scream ‘I’m healthy’ can sicken hiring process

08/01/2004
Applicants will slap anything on their résumés if they think it will attract the recruiter's eye. So, recognizing the soaring cost of health insurance, more applicants are adding a Health Profile …

12 ways to slay the health care inflation dragon

08/01/2004
Issue: The CEO is looking over HR’s shoulder, expecting you to find the magic bullet to reduce health-insurance costs. Benefit: Saving the organization money …

Birth-control health coverage jumps dramatically

08/01/2004
In 2004, 86 percent of employer health plans cover costs for birth-control choices, up from only 28 percent in 1993, says a new study published in the journal …

You’ll have more time to revamp COBRA notices

07/01/2004
You and your health plan administrator will soon need to provide more specifics on COBRA rights to departing employees, according to final rules published recently by the U.S. Labor Department. The …

Surprise! Off-duty horseplay can qualify as ‘work time’

07/01/2004
Issue: Your broad liability for workers’ comp injuries. Risk: If supervisors exert control over employees outside the workplace, your organization could be liable for resulting injuries. Action: Alert supervisors …

To cut health costs, weed out ineligible dependents

07/01/2004
Is your health plan covering employees’ adult children, ex-spouses or other relatives? If you don’t know the answer, it may be time for a health plan “participant audit” to help weed …