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Insurance

Employees favoring PPOs and HMOs over consumer-Directed health plans

01/01/2007

Consumer-directed health plans (CDHP) may be all the rage in the future, but they’re slow to catch on so far …

Offering health coverage only to select employees

01/01/2007

Q. We currently provide health insurance for 20 employees who work full time (40 hours per week all year). We have some clerical staff who work less than 40 hours per week and aren’t eligible for insurance. We also have professional tax preparers who work many hours during tax season, but only 10 to 20 hours the rest of the year. Can we legally add just the tax preparers to our health insurance and not the clerical staff? —R.M., Pennsylvania

Can you require workers to join the health plan?

01/01/2007

Q. Can we require employees to be on our health insurance plan? We’re a small business and to meet the requirements for group insurance, we require all employees that aren’t covered by a spouse’s policy to enroll. We pay 75 percent of the premium. —G.P., Oklahoma

Sample Policy: Smoking

01/01/2007
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Sample Policy: Disablity Leave

01/01/2007
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New York insurers must now cover certain autism disorders

01/01/2007

Effective Jan. 1, all newly issued health insurance policies in New York must cover autism spectrum disorders. Gov. George Pataki signed the measure ordering the changes last September …

Davis Vision loses NY contract; unions concerned about job cuts

01/01/2007

After 23 years, New York-based Davis Vision has lost its contract to provide vision benefits to state employees …

Opting out of workers’ comp? Sky’s the limit on lawsuits

01/01/2007

Texas law doesn’t require employers to carry workers’ compensation insurance, but those who don’t may find the cost far higher than the insurance premiums …

Houston janitors OK contract that expands wages, insurance

01/01/2007

Members of the Service Employees International Union (SEIU) Local 5 recently voted in favor of a three-year collective-bargaining agreement that provides janitors in the Houston area with health benefits and a pay increase …

Texans becoming healthier, but still below national average

01/01/2007

If your organization doesn’t have an employee wellness program, a new study provides more incentive to start one. It says that Texas residents, on average, aren’t the healthiest folks in America …