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Insurance

Illinois Workers’ Compensation Law

01/15/2007

The Illinois workers’ compensation system protects employees who are injured on the job by replacing lost wages while they recover. The Illinois Workers’ Compensation Commission (www.iwcc.il.gov/) administers the law. The system works as a no-fault guarantee …

Local Ordinances in Illinois

01/15/2007

Local governments in Illinois sometimes legislate their own rules for employers within their jurisdictions. For example, some municipalities have living-wage laws stipulating higher pay than the state’s minimum wage ($7.50 per hour as of July 1, 2007) …

Michigan Employment Security Act

01/15/2007

The Michigan Employment Security Act governs the state’s unemployment compensation program. As in many other states, the law provides temporary payments to employees who lose their jobs through no fault of their own. The law is complex and in some cases holds an employer liable for unemployment insurance (UI) payments even when a former employee wasn’t fired but quit …

Michigan Workers’ Disability Compensation Act

01/15/2007

Michigan’s workers’ compensation system protects employees who are injured on the job by replacing lost wages while they recover. The Workers’ Compensation Agency (www.michigan.gov/wca) administers the law …

Independent Contractors: The Legal Boundaries

01/05/2007
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37 Health Care Cost Containment Strategies

01/03/2007
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Employees on workers’ comp must look for work

01/01/2007

Just because an injured employee may not be able to return to your organization doesn’t mean he or she will forever affect your workers’ comp rates or self-insured reserves. Employees who are only partially disabled due to an on-the-job injury are required to look for work within their medical restrictions while receiving comp payments …

Health advocacy firms: Stress reliever or added burden?

01/01/2007

The scene plays out every day: Employees receive health care bills or “explanation of benefits” insurance statements in the mail, but they can’t decipher the complex forms. Eventually, they call you to help sort it out. Ever wish there was a better way? Enter a new breed of employee-benefits advocacy firms …

Health premiums still rise, but more slowly

01/01/2007

Premiums are still increasing for HMOs and PPOs, but those increases are slowing down, says a new survey by health care consultant Milliman …

Fed guidance helps clarify HSAs

01/01/2007

The Labor Department’s Employee Benefits Security Administration just published a new guide that helps employers navigate the evolving practices involved in offering health savings accounts (HSAs) …